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Mortgage rates near historic lows

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Must Reads
Friday, April 19, 2013

Average U.S. fixed mortgage rates fell to 3.41%, near the historic low of 3.31% reached in November.

Low mortgage rates are helping drive a housing recovery that began last year. Sales of new and previously occupied homes are up this year, prices are rising and builders broke ground on homes in March at the fastest annual pace in nearly five years.

To calculate average mortgage rates, Freddie Mac surveys lenders across the country on Monday through Wednesday each week. The average doesn't include extra fees, known as points, which most borrowers must pay to get the lowest rates. One point equals 1 percent of the loan amount.

Read more at OregonLive.com.

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