Bank loans easier to secure

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Thursday, May 10, 2012

Federal Reserve Chairman Ben Bernanke says many businesses and consumers are finding it easier to secure bank loans.

The Fed chairman said that banks have made "considerable progress" in shedding risk from balance sheets and building cushions against future loan losses. Cash and securities holdings at large banks have doubled since 2009, he said.
But he says many creditworthy borrowers are finding it difficult to get mortgage loans. He says small businesses that have used their homes as collateral for loans also face "challenging" conditions.

Read more at OregonLive.com.

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