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Mortgage rates continue to fall

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Thursday, January 05, 2012

The average rate for a 30-year fixed mortgage hit 3.91% this week, matching the record low of two weeks ago.

The average on the 15-year fixed mortgage ticked down to 3.23 percent from 3.24 percent. That's up from 3.21 percent two weeks ago, also a record low.
Rates in the West remained the below the national average and the lowest in the U.S. A 30-year home loan averaged 3.86 percent, and a 15-year home loan averaged 3.19 percent.
Still, cheap mortgage rates have done little too boost the depressed U.S. housing market. Many Americans either can't take advantage of the rates or have already done so.

Read more at OregonLive.com.

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