|| Print ||
|Monday, September 27, 2010|
BY MARK THOMA
One of the provisions in the new health care bill is an end to the lifetime cap on benefits. As a state employee I have a plan that has such a limit but I also have an annual open enrollment period in which I am allowed to switch to another plan offered by the state benefits board.
So I have always wondered: If I get close to my lifetime benefit on one plan, can I then switch to another and start over again at zero?
This question will soon be moot, but does anyone know the answer?
In a related development Regence has decided to stop offering children's stand-alone health plans. From the linked Oregonian article:
Which was always the point about mandating coverage. If you prohibit insurance companies from screening based on pre-existing conditions then people can just wait until they are sick to enroll which raises costs, and thus premiums for everyone.
Democrats are using the threat of excluding companies that don't cooperate from participating in exchanges, so far this threat is not working. One suspects that insurance companies are trying to use actions such as this for more negotiating leverage, but is going to be an interesting ride for a while.
|The List: 100 Best Nonprofits to Work For in Oregon|
|Run, Nick, Run|
|One Tough Mayor|
|100 Best Nonprofits: Working for equality inside and out|
|Cream of the Crop|
|Keep Pendleton Weird|
|2 out of 5 millennials pay for their news|
|Oregon's graying workforce|
|How much did Bernie Sanders raise in Q3?|
|Federal regulators OK Jordan Cove LNG terminal|
|Amazon to emulate parts of Uber's model|
|Another former Daimler alleges discrimination|
|Struggling Whole Foods announces layoffs|
Engaging employees and customers along the way.
After first visiting as tourists, entrepreneurs relocate to Oregon and spur economic growth.