|| Print ||
|Monday, September 27, 2010|
BY MARK THOMA
One of the provisions in the new health care bill is an end to the lifetime cap on benefits. As a state employee I have a plan that has such a limit but I also have an annual open enrollment period in which I am allowed to switch to another plan offered by the state benefits board.
So I have always wondered: If I get close to my lifetime benefit on one plan, can I then switch to another and start over again at zero?
This question will soon be moot, but does anyone know the answer?
In a related development Regence has decided to stop offering children's stand-alone health plans. From the linked Oregonian article:
Which was always the point about mandating coverage. If you prohibit insurance companies from screening based on pre-existing conditions then people can just wait until they are sick to enroll which raises costs, and thus premiums for everyone.
Democrats are using the threat of excluding companies that don't cooperate from participating in exchanges, so far this threat is not working. One suspects that insurance companies are trying to use actions such as this for more negotiating leverage, but is going to be an interesting ride for a while.
|10 Innovators in Rural Health|
|The Private 150: From Strength to Strength|
|Downtime with Debra Ringold|
|Farm in a Box|
|Flattery with Numbers|
|Preserving the Legacy|
|Best Buy will sell Apple Watch, is hoping it boosts sales|
|Biologist estimates 80% of sockeye population could die due to hot water|
|Fiat Chrysler must offer to buy back 500K Dodge Ram trucks|
|Portland kayakers protest ship owned by Shell Oil Company|
|Amazon earns $92M in profit|
|Under Armour bests Q2 earnings expectations|
|More than a hundred passengers forced to stay overnight at PDX|
34 spots for food, 17 places to sip, and 7 sites to choose a brew beckon visitors.
A look back at the shifting sands of Portland’s growth and development.