|| Print ||
|Monday, September 27, 2010|
BY MARK THOMA
One of the provisions in the new health care bill is an end to the lifetime cap on benefits. As a state employee I have a plan that has such a limit but I also have an annual open enrollment period in which I am allowed to switch to another plan offered by the state benefits board.
So I have always wondered: If I get close to my lifetime benefit on one plan, can I then switch to another and start over again at zero?
This question will soon be moot, but does anyone know the answer?
In a related development Regence has decided to stop offering children's stand-alone health plans. From the linked Oregonian article:
Which was always the point about mandating coverage. If you prohibit insurance companies from screening based on pre-existing conditions then people can just wait until they are sick to enroll which raises costs, and thus premiums for everyone.
Democrats are using the threat of excluding companies that don't cooperate from participating in exchanges, so far this threat is not working. One suspects that insurance companies are trying to use actions such as this for more negotiating leverage, but is going to be an interesting ride for a while.
|How Doug Badger spends his downtime|
|Port at a crossroads|
|Our man in Congress|
|100 Best awards 2014|
|First lady announces jobs website for veterans|
|Amazon signs deal with HBO|
|McDonald's U.S. Q1 profits decline|
|Americans question Big Bang theory |
|Skin cancer rates 'surge' since 1970s|
|Teen survives 5-hour flight in jet wheel well|
|NASA discovers first potentially habitable planet|
Marketing the state brings new business, new jobs and a better quality of life for everyone.
Oregon State University's hospitality degree program invests in next-generation leaders.